Privacy Policy

Last Updated: 2026

Life’s Emerg (“Life’s Emerg,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit www.lifesemerg.com or use our services.

1. Information We Collect

We may collect the following types of information:

a) Personal Information

  • Name

  • Email address

  • Billing and payment details

  • Account login information

  • Any information you voluntarily submit through forms, registrations, or communication

b) Non-Personal Information

  • Browser type and version

  • Device type

  • IP address

  • Pages visited and time spent on the site

  • General usage analytics

2. How We Use Your Information

We use your information to:

  • Provide and manage access to our programs, courses, and services

  • Process payments and transactions

  • Communicate with you regarding updates, support, or important notices

  • Improve our website, services, and user experience

  • Comply with legal and regulatory obligations

3. Cookies & Tracking Technologies

Life’s Emerg may use cookies and similar technologies to:

  • Improve website functionality

  • Understand user behavior and engagement

  • Remember preferences and settings

You can disable cookies through your browser settings, though some features may not function properly.

4. Sharing Your Information

We do not sell or rent your personal information.

We may share information only with:

  • Trusted service providers (payment processors, hosting platforms, analytics tools)

  • Legal or regulatory authorities when required by law

All third parties are required to protect your information.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no online system is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal information

  • Request corrections or updates

  • Request deletion of your information (subject to legal requirements)

Requests can be made by contacting us directly.

7. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites.

8. Children’s Privacy

Life’s Emerg does not knowingly collect personal information from children under the age of 13. If such information is discovered, it will be deleted promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last Updated” date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: Kathryn@lifesemerg.com
Website: www.lifesemerg.com

Return & Refund Policy

Last Updated: Jan. 2026

Life’s Emerg provides digital programs, educational content, and services. Please read this policy carefully before making a purchase.

1. Digital Products & Online Programs

Due to the nature of digital content:

  • All sales are final once access has been granted

  • No refunds will be issued for:

    • Downloaded materials

    • Accessed courses or modules

    • Partially completed programs

2. Subscription Services (If Applicable)

If Life’s Emerg offers subscriptions:

  • You may cancel your subscription at any time before the next billing cycle

  • Cancellation stops future billing but does not result in a refund for the current period

3. Exceptional Circumstances

Refunds may be considered at our sole discretion in cases of:

  • Duplicate charges

  • Billing errors

Requests must be submitted within 7 days of purchase.

4. How to Request a Refund Review

To request a refund review, contact us with:

  • Your full name

  • Email used for purchase

  • Date of purchase

  • Reason for the request

Email: kathryn@lifesemerg.com

5. Changes to This Policy

Life’s Emerg reserves the right to modify this Return & Refund Policy at any time. Updates will be posted on this page.